CHAMPVA Health Coverage, Benefits and Eligibility

CHAMPVA – the Civilian Health and Medical Program of the Department of Veterans Affairs – is a health coverage program for eligible beneficiaries.  In this program, the VA shares in the cost of covered health care.  CHAMPVA is administered by the VA’s Chief Business Office Purchased Care (CBOPC) together with other programs like Spina Bifida, Meds by Mail and the Foreign Medical Program.


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CHAMPVA is different from TRICARE.  The latter is a regionally managed health care program of the Department of Defense for active-duty and retired members of the military and their dependents/survivors.  On the other hand, CHAMPVA is administered by the Chief Business Office Purchased Care (CBOPC) of the VA, and its office is in Denver, CO.   No one can have both CHAMPVA and TRICARE at the same time.


According to the official CHAMPVA home page and the official CHAMPVA guide, you must be ineligible for TRICARE to be eligible for CHAMPVA.  Also, you must meet one of these qualifications:

    1. The spouse or child of a veteran who has been rated permanently and totally disabled (P&T) for a service-connected disability by a VA regional office (VARO).
    2. The surviving spouse or child of a veteran who died from a VA-rated service-connected disability.
    3. The surviving spouse or child of a veteran who was, at the time of death, rated permanently and totally disabled from a service-connected disability.
    4. The surviving spouse or child of a military member who died in the line of duty, not due to misconduct (in most of these cases, these family members are eligible for TRICARE, not CHAMPVA).

See official CHAMPVA website and official CHAMPVA eligibility page.


Generally, CHAMPVA covers medically necessary services and supplies.  When you are enrolled in the program, the VA sends you an information package that includes the official CHAMPVA Program Guide, forms and brochures.  These materials will explain to you your benefits, limitations of coverage, as well as how to retain your eligibility, file claims and more.  For more complete information about covered and non-covered supplies and services, the official VA site refers you to the CHAMPVA Policy Manual.

Disclaimer is an unofficial website.  Please do not use this site as an alternative to official sources. 

ATTENTION: is an unofficial, privately owned website that is NOT connected with the VA or the government. Please do not use this site as an alternative to official sources such as the official CHAMPVA site. To find a specific page or resource, see a list of CHAMPVA resource links.

We do not guarantee that the information at our website is 100% correct or accurate, nor that changes in government laws, policies and benefits will be reflected immediately on this websitePlease always check with official sources before doing anything with your CHAMPVA coverage!

We will NEVER ask for your personal/sensitive information relating to your VA benefits, medical information, etc. We will NEVER attempt to contact you either promising or soliciting information about your CHAMPVA benefits! Please DO NOT attempt to send messages to this website about CHAMPVA benefits, claims, applications, etc. We are not the VA, and our website has no encryption to protect data!

If you need to contact CHAMPVA, check the official VA contact info here! Read about their warnings and communication safety here.


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