CHAMPVA Health Coverage, Benefits and Eligibility

Welcome to an unofficial page about CHAMPVA.

CHAMPVA – the Civilian Health and Medical Program of the Department of Veterans Affairs – is a health coverage program for eligible beneficiaries.  In this program, the VA shares in the cost of covered health care.

CHAMPVA is different from TRICARE.  The latter is a regionally managed health care program of the Department of Defense for active-duty and retired members of the military and their dependents/survivors.  On the other hand, CHAMPVA is administered by the Chief Business Office Purchased Care (CBOPC) of the VA, and its office is in Denver, CO.   No one can have both CHAMPVA and TRICARE at the same time.


According to the official CHAMPVA home page and the official CHAMPVA guide, you must be ineligible for TRICARE to be eligible for CHAMPVA.  Also, you must meet one of these qualifications:

    1. The spouse or child of a veteran who has been rated permanently and totally disabled (P&T) for a service-connected disability by a VA regional office (VARO).
    2. The surviving spouse or child of a veteran who died from a VA-rated service-connected disability.
    3. The surviving spouse or child of a veteran who was, at the time of death, rated permanently and totally disabled from a service-connected disability.
    4. The surviving spouse or child of a military member who died in the line of duty, not due to misconduct (in most of these cases, these family members are eligible for TRICARE, not CHAMPVA).

See official CHAMPVA website and official CHAMPVA eligibility page.


Generally, CHAMPVA covers medically necessary services and supplies.  When you are enrolled in the program, the VA sends you an information package that includes the official CHAMPVA Program Guide, forms and brochures.  These materials will explain to you your benefits, limitations of coverage, as well as how to retain your eligibility, file claims and more.  For more complete information about covered and non-covered supplies and services, the official VA site refers you to the CHAMPVA Policy Manual.

Disclaimer is an unofficial website.  Please do not use this site as an alternative to official sources.  Information relevant to VA benefits, including VA addresses and phone numbers, covered benefits, government laws, etc. may change.  Such changes may not be immediately reflected on our website.  Moreover, this site does not provide complete information.  Nor do we guarantee that our site is free from typos and other errors.  For authoritative information and for specific instructions, please refer to the VA site,  the CHAMPVA Guide and Policy Manual or contact the VA directly before you do anything with your benefits.


You are viewing an unofficial, privately owned website. For the most current information about CHAMPVA, please visit the official CHAMPVA site or refer to the official CHAMPVA Program Guide, CHAMPVA Information for Providers and Policy Manual. For a comprehensive list of links, see a list of CHAMPVA resource links.

We cannot guarantee all information here is 100% correct or accurate. Further, changes in government laws, policies and benefits may not be reported immediately on this website. Please always check with official sources before doing anything with your CHAMPVA coverage!

We will NEVER ask for or accept your personal/sensitive information. Please DO NOT attempt to send messages to this website about CHAMPVA benefits, claims, applications, etc. DO NOT share any personal or sensitive information (such as patient information) with us or any unofficial entity. If you need to contact CHAMPVA, check the official VA contact info here!


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